Open to all IMG Opportunities

International Marketing Group

Dear Mam/Sir,

What's your biggest aspiration? Is it to own business, retire early and travel, or simply provide better life for your family? Think of the one goal you've been striving for since the day you first discovered it. You've probably had you reasons for not acting on this dream, but you no longer have to wait for your shot at success.
At International Marketing Group (IMG), giving people a chance is what we stand for. Our mission is to create financially independent families positioned to realize their dreams. In addition, we encourage entrepreneurship and believe that everyone has the potential to succeed. We'd like to invite you to start down the path to realizing your dreams by attending our Total Financial Solution Orientation.
At this event, scheduled for T.TH. 6:30pm sat. 2:00pm at the 2nd level J.Y. square mall, Lahug Cebu City, you will gain insights into the exciting financial services opportunity available through IMG. This is your chance to see what IMG is all about - and what it can do for you. IMG offers its associates:
• the ability to represent not one, by many financial companies to the consumer,
• a mentoring business model in which the company's top field leaders share their knowledge and experience with other associates,
• a competitive commission structure and an environment where growth is based and rewarded on hard work and determination.
You can truly be your own boss at International Marketing Group - in business for yourself but not by yourself. As a IMG associate you will receive financial services industry education, including ongoing business development support, training, tools and marketing materials designed to take you and your business to the next level.
Don't miss this chance to experience firsthand the power of the IMG Business and learn what it takes to succeed in the financial services industry every day. Meet and hear from some of IMG's top field leaders and rising stars at this exciting event.
Please give me a call at +639128978206 / +639333680068 or email me at rblue87@yahoo.com so we can talk about your future with our outstanding company. We look forward to meeting you - and showing you what a fantastic business awaits you with IMG!

Sincerely Yours,
ROBERTO C. NIÑO
International Marketing Group

Successful Business Story - Success TV - Vivian & Luis Olero - World Financial Group (WFG)

This is a successful story of CEO Vivian and Louie Olero. They are very successful and we are very proud they are both Filipino and they are our mentor.

More Powers.. God bless..

What if I could tell you about a product that provides complete solution to your 3 major financial needs?

Kaiser Premium Health Builder

Kaiser Provides total solution to your Healthcare, Investment and Insurance Needs. A Three in One Product!

KAISER COMPLETE FINANCIAL PLAN

3 Major Financial needs (to complete your financial picture):

• 1. INVESTMENT - to generate continuing income for you when you retire (letting Money Work For You).
• 2. INCOME PROTECTION / LIFE INSURANCE - to protect your family if you die too soon ---life insurance protection can help you replace your income, help finance your children's education, pay estate tax, pay debts, etc. instantly (Life insurance is instant money.)
• 3. HEALTHCARE - to provide you health care when you retire or when you stop working (someone to take care of you when you get old). How comfortable is your health care situation after age 60, depends on a decision you make today.

 



 

This is a sample plan K-100 meaning 100,000.oo term life insurance coverage plus healthcare benefits at the same time your money will earn interest.

 

For more details please contact me:

Robert C. Nino SUN: 0933-368-0068 SMART: 0912-897-8206

Winners Are Planners by Bo Sanchez

Failures don’t plan to fail; they just fail to plan.

Think about it. Have you ever met anyone who planned to fail? Someone who wakes up in the morning and says, “Gosh, I really want to fail in life. I want to end up totally miserable. I want to end up divorced. I want to be hated by my family. I want to be broke forever and live in abject poverty. I want to suffer from a dreaded skin disease. Let me plan how to do this…”

Nope, I haven’t met anyone who planned to fail.

But I’ve met many who failed to plan.

Do you want to win in life? Then you have to plan to win.

Here’s the truth: Winners are planners.

       A long time ago, a friend who was very religious told me, “I don’t plan. I just trust God. I just accept whatever happens as God’s will.” 

I told her, “I think God wants us to plan.”

“How come?” she asked me.

 “If God didn’t want us to plan, then He shouldn’t have given us a phenomenal brain that can imagine the future. The Bible also says, Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.(Proverbs 21:5)”

       Do you want to prosper in every area of your life? 

Then you have to plan to prosper…

Financial Education for OFWs urged by manila bulletin

small j BIG J

     A little small j and her father were crossing a bridge. The father was kind of scared so he asked his little daughter, "Jae Jae, please hold my hand so that you don't fall into the river,"

     The small j said, "No dad. You hold my hand." "What's the difference?" asked the puzzled father.

     "There' a big difference," replied the small j." If I hold your hand and something happens to me, you will never let my hand go."

     In any relationship, the essence of trust is not in its bind, but in its bond. So hold the hand of the person whom you love rather than expecting them to hold yours...

     The beauty of life does not depend on how happy you are but on how happy others can be because of you!!!

     Life and Time is the world's best teacher. Life teaches us to make good use of time and time teaches us to value life.

Understand How Money Works

You must take care of your responsibilities while building your wealth. For now we work hard, earn extra income. We make money as we can. Some of us aside from working in a company for 8 hours we also had part time small business just to earn extra. It is really good habit that we increase our cash flow and we have multiple source of income. But always remember this “It’s not how much you earn that counts. It’s what you keep.”  Most people work for money but don’t know how to make money work for them. Have a financial Goal and Plan for your future, because people don’t plan to fail. They just fail to plan.

3 Things to Consider to understand how money works

1.       The Wealth Formula

 In building our wealth we need to have a clear goal in the future and of course first we need money plus the time. We should respect the time because many people get scam because they always want an instant. Next is +/- rate of return. If you gain + but if you lose minus. Then - the inflation rate and taxes. If anything left that is your wealth.

2.       The X-curve Concept

The x-curve concept is reality in life we have two lines to follow the red lines is our responsibility line and the black line is our money line or wealth. It shows that from younger years to older years. So now that we are young and no savings we have the high responsibility. The challenge is as we grow older we should increase our money line or have a discipline of savings so that our responsibility will go down. Why? Because once we hit our goal of Big savings and we can be LOI or living on interest we can retire early. And that is money working for us. Because the retirement is not depending on our age but it depends on our money.

3.       The 4 Corner Stone’s of a strong financial future

We should also understand these four corner stone’s if we want to build a solid financial future. First in savings we should consider the GROWTH because aside from inflation rate we should know the interest rate that we earn from our money.2nd is SAFETY, of course we should consider these one because we work hard for our money and make sure it is safe. But there is safe but almost no growth so it’s useless. 3^rd is HEALTHCARE, why healthcare? Simply because even if your savings had growth and safety and don’t have healthcare when you got sick you will withdraw your money to pay the bills in the hospital and back to zero again. 4^th is the PROTECTION, it is important because while building your wealth you need protection so that if something happened to you whom a bread winner of the family.

Read more @ http://www.img-corp.com/building/index.html

Dreaming to be Independent Business Owners?

                Every Dream starts with a plan

              I so this quote when we arrive at ninoy aquino international airport 3 (NAIA 3). At this time we are bound to Taipei last January 26, 2012. I come to realize that yes it’s true that whatever our dream it is it should be starts with a plan. To succeed on your dreams you should have a plan of what to do in order of achieving it. Specially have a clear goal of what you really want and understand the WHY?

               

              Each of us have different reason why were doing this things. For as long as you have deep reason why you’re doing this you will come out with a clear goal for you to succeed. If you have clear goal you remained excited and motivated of what you do. If you understand the WHY? HOW is very easy. Be passionate of what you are doing. As independent business owner you’re success depends on you. In business you will learn a lot of thing and made you stronger. According to Xuan Nguyen our founder last convention in  Taipei “Sometimes it is good to lose for you to learn” but use this learning for you to win.

                

               Like in dreaming to own a small business. And to become an independent business owner. Most of us dream to become independent business owner but some of us don’t know where to start. And also what kind of business do we start with. I think 1st try to discover if what is your passion? 2^nd is try to think who is your prospects on this small business. And 3^rd who is your competitors on this business. I saw many people struggling a small business but only few will succeed. Because human nature most of us are quitters if we feel bad we quite. In business it doesn’t work. 

                Life is a choice. Your future depends on the choice you made today. No one can be blamed but yourself. Your success is in your hands.

                “Find something you believe in and put your life to fight for it” – Xuan

                Have a great day…

Mutual Fund Planning

Mutual funds, as with other investments, are affected by changes in economic trends and cycles. The value of investments may rise or fall as the stock and bond markets fluctuate. Understanding certain investment concepts and tactics can help you lessen risk and maximize opportunity.

Mutual Fund

INVESTMENT CONCEPTS

INFLATION: Inflation is an increase in the volume of money and credit relative to available goods and services, resulting in a continuing rise in the general price level. Over time, inflation reduces the value and purchasing power of money.

RISK VERSUS REWARD: Generally, the greater the amount of risk assumed by an investor is, the greater the potential rewards are. Before you make any investment decisions, you should know your risk tolerance. Factors such as age, income and years until retirement, should be considered before making ANY investment decision.

MARKET FLUCTUATIONS: Upswings or downturns in market activity impact the value of investment instruments or accounts. As a result, investments may be worth more or less than their original cost when ultimately redeemed.

ASSET ALLOCATION: Asset allocation is the process of developing a diversified portfolio by mixing different asset classes - such as stocks, bonds and cash equivalents - in varying proportions to help reduce risk and maximize potential return.

DIVERSIFICATION: An investment portfolio that contains a number of different types of investments tends to have a lower level of risk than a portfolio with more similar types of investments. There is no assurance that a diversified portfolio will achieve a greater return than a non-diversified portfolio.

DOLLAR-COST AVERAGING: Dollar-cost averaging advocates the investment of a constant dollar amount, regardless of the price of the investment. Over a period of time, this generally results in a lower purchase price per investment than if the total purchase was made at one time.

COMPOUNDING: Compounding takes place when the returns (such as interest, dividends and capital gains) on investments start earning returns of their own.

Read more about Mutual Fund

http://www.img-corp.com/mutual_fund.php

Independent Business Class: About Me

Independent Business Class: About Me: Greetings of peace and love! Let me introduce myself first. I am Roberto C. Nino 24 years of age (Oct. 16, 1987). I am a part time home-ba...

CebuClassifieds.com - Join IMG and See Small Change Become Big Savings

CebuClassifieds.com - Join IMG and See Small Change Become Big Savings

Independent Business - Moving from hunting to farming.

      The old industry is like hunting. Because working as an employee or agent you have limited territory and income and usually have quotas. They wake up every day worried about fulfilling their quotas for their managers. They focused on sale and their system is closed and for the big boss only. Unlike in business or the entrepreneurs who can be as big as they want. They wake up every day thinking how to grow their business. In business you have unlimited territory and income and make your own quota. Like in farming you can plant as big as you want. The more you plant the more you harvest. But also we need some effort, hardwork and we need to be passionate of what we do.

      As you look at the current industry, it is as outdated as dinosaurs. Their system has not change for almost 100 years. With managers and agents, bosses and employees, They can't compete with the business-driven, independent entrepreneur. So start your own small business and make it Big as you want.